Hiscox Insurance Alternative

You’ve poured your heart and sweat into building your business, and now you gotta find the right insurance to protect it. Here’s the thing: big national companies like Hiscox, well, they treat you like a number.  One size fits all? Not in California’s crazy business world.

At 18 Insurance, we’re California through and through. We know the earthquake drill (both literally and figuratively) because we live it. We understand the unique risks you face, from wildfires to data breaches. We don’t just offer generic policies – we tailor them to your specific industry and needs. Need coverage for your drone delivery business? We got you. Running a winery in Napa Valley? We know the extra steps you gotta take.

Think of us as your insurance wingman, not some faceless corporation across state lines.  Got a question at 8 pm on a Friday night? We’ll pick up the phone. Need help filing a claim after a monsoon downpour floods your storefront? We’ll be there to fight for you, explain the process in plain English (no insurance jargon here!), and get you back on your feet fast.

We also know California business owners are a scrappy bunch. You gotta be to make it here. That’s why we offer competitive rates and flexible payment plans. We won’t nickel and dime you, and we’ll work hard to find you the best coverage at a price that won’t break the bank.

Here’s the bottom line: Hiscox might be a big name, but at 18 Insurance, we’re your California neighbor. We speak your language, understand your risks, and will be there for you when things get messy. We’re not just selling insurance, we’re offering peace of mind so you can focus on what you do best – running your awesome California business.  Give us a call, we’ll chat, and we’ll show you why 18 Insurance is the perfect fit for your California dream.